A challenge to Ohio’s Mortgage Modification Bill


In March 2009, the 1851 Center submitted written and oral testimony to the Ohio General Assembly on House Bill 3, a bill that would allow Ohio’s trial judges to rewrite the terms of mortgage contracts.  The Center’s testimony made it clear that HB 3 was an unconstitutional abridgment of written contracts, and that, if passed in its then-current form, the 1851 Center would immediately pursue legal action. After the 1851 Center’s testimony and threat of litigation, the Housing Subcommittee removed the provision.

House Bill 3 Testimony